Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Can You Guess When Most Distracted Driving Crashes Occur?
Posted: April 2, 2019
Can You Guess When Most Distracted Driving Crashes Occur?Daydreaming while driving is more dangerous than you’d think – and our new review of police data shows just when drivers might be “lost in thought” enough to cause a fatal crash. According to a new review of Fatality Analysis Reporting System (FARS) data, Saturdays in September are the biggest days for fatal car crashes involving daydreaming while driving, and Tuesdays in February are lowest....
Townhomes & Duplexes: How Much Will A Homeowners Policy Cover?
Posted: April 1, 2019
Townhomes & Duplexes: How Much Will A Homeowners Policy Cover?If you are considering purchasing a townhome or duplex, you may be wondering if coverage under a homeowners policy would be different than coverage for a single-family dwelling. Our knowledgeable agents will be happy to explain the coverage for each type of dwelling and help you find a policy that suits your needs at the best available rates. What Are Townhomes and Duplexes? Perhaps the...
How to Protect and Preserve your Family Photos
Posted: March 28, 2019
How to Protect and Preserve your Family PhotosAs the old saying goes, “a picture is worth a thousand words.” This is especially true when it comes to your collection of family photos. We take photos to capture the most significant milestones in our lives. Whether it’s your wedding day, the birth of a child or their high school graduation, pictures can take us back to a moment in time – even as...
What’s a Home Inventory, and Why Do I Need One?
Posted: March 21, 2019
What’s a Home Inventory, and Why Do I Need One?What if you were asked to make a list of everything inside your home from memory? Chances are, you’d end up forgetting a thing or two... right? Well, if you ever have to file a homeowners insurance claim after a fire or major disaster, you could be asked to do just that. That’s why you need a home inventory. A home inventory is exactly what...
Do I Need Product Liability Insurance On Top Of Business Owner’s Insurance?
Posted: March 15, 2019
Do I Need Product Liability Insurance On Top Of Business Owner’s Insurance?If your business manufactures, distributes, sells, or repairs products, you may need product liability insurance in addition to your business insurance. In fact, business partners throughout your supply chain may require a certificate of liability insurance as proof of adequate product liability coverage. Why Is Product Liability Coverage So Important? If your business provides products to customers, you need product liability insurance because product liability...